Mike Toste

From Short Sale Supervisor to Realtor, you have an ally who knows how banks work. 

With over 700 successfully closed short sales and counting, there are very few who have the experience and education needed to properly guide homeowners who are faced with this type of dilemma. 

As a Real Estate professional in the area, my goal is to assist you with your real estate needs. We strongly believe that the most important thing in life is helping families have a home that they can enjoy, raise their families, and build security. To maintain these essential aspects of life, we have educated ourselves on the available options to help homeowners like you avoid foreclosure and find ways to start over with a new beginning and a hopeful future. Our team is informed, compassionate, professional, and ready to work with you to make sure your dream doesn't slip away.

Know that you are not alone.  We care and we want to help.  Many families in our area are facing difficult times with strained economic conditions. If you are worried about the future of your home ownership, there may be a better alternative than foreclosure or bankruptcy. These options, while not easy to undertake, can get you back to your normal life without the difficulties and consequences of foreclosure. Always know that everything we discuss with you will be kept strictly confidential so that you feel comfortable in the decisions you make and we will not share them with anyone without your expressed written consent.  Contact us today to learn how we can help.

As a Certified Distressed Property Expert and former Short Sale Supervisor for 1st Nationwide, I am uniquely qualified to help you during this difficult time. Learn more about the CDPE designation by clicking here.

All Our Services are Free!!

You do not pay for our services. We get paid by your lender, and only if we are successful. We are highly motivated because if we do not get your application approved we do not get paid!!

• As homeowners, you should expect a high standard of competency from the Realtor you choose when faced with the dilemma of owing more on your home than what you can sell it for. So how do you choose a you "sign on the dotted line"? It's simple. Select a with the right experience.
  
  
• Mike learned the inner workings of loss mitigation from his time as a Short Sale Supervisor for 1st Nationwide Mortgage in the late 80's and early 90's. Negotiating hundreds of short sales and loan modifications for home- owners faced with falling behind on their mortgage payments gave Mike a unique perspective on how to work effectively to get these types of requests approved.
  
  
• In the early 90's, Mike left banking and started his own Real Estate Brokerage specializing in assisting owners negotiate short sales with their mortgage companies. Seven years later his team had successfully assisted over 700 families through to a successfully closed Short Sale.
  
  
• When it comes to understanding your options, Mike's vast experience as both a bank Short Sale Supervisor and a Realtor will help you through the fear and confusion often times associated with this type of transaction. Before signing on the dotted line, let Mike's experience work for you!
  
  
• There is nothing worse than not knowing. With a ten minute phone call, you will fully understand your options. potential tax liabilities and some lenders having the ability to sue, you must talk to someone experienced in order to make a sound decision going forward. My commitment is to provide you with this information without pressure. am confident you will find our conversation both educational and valuable.